Personal Loans: Your Holiday Helper
Make the Season Bright Without Breaking the Bank
The holidays should be about joy, family, and celebration—not financial stress. Between gift shopping, travel, and festive meals, expenses can pile up quickly. That’s where Public Service Credit Union (PSCU) comes in. Our personal loan options are designed to help you enjoy the season without draining your savings.
Why Choose a PSCU Personal Loan?
Flexible Terms: Borrow what you need with repayment plans that fit your budget.
Competitive Rates: Keep more money in your pocket with affordable interest rates.
Quick Approval: Apply online and get a fast decision—so you can focus on what matters most.
Local Service: We’re based in Wausau and proud to serve members across Wisconsin.
How Can a Holiday Loan Help You?
Cover gift expenses without maxing out credit cards.
Manage travel costs for family gatherings.
Consolidate high-interest debt into one easy payment.
Enjoy peace of mind knowing your finances are under control.
Budgeting Tips for a Stress-Free Holiday
Before you borrow, consider these smart steps:
Set a Spending Limit: Decide how much you can afford for gifts, travel, and entertainment.
Track Your Expenses: Use a simple spreadsheet or budgeting app to stay on top of costs.
Avoid Last-Minute Splurges: Plan purchases early to avoid impulse buys.
Consider Debt Consolidation: If you’re juggling multiple credit cards, a PSCU personal loan can simplify payments.
Want more tips? Check out our blog for more ideas
Your Credit Union Advantage
As a member-owned financial institution, PSCU puts your needs first. We’re federally insured by the National Credit Union Administration (NCUA), so your deposits are safe and secure. Plus, our friendly team is here to guide you every step of the way.
Looking for other ways to save? Explore our savings and checking accounts.
Ready to Make This Holiday Season Stress-Free?
Apply today and let PSCU be your holiday helper!
Questions? Contact us at (715) 842-9865 or email loans@publicservicecu.org.