As October settles in across central Wisconsin, bringing cooler temperatures and the vibrant colors of changing leaves, many of us find ourselves making significant financial decisions. Fall is historically one of the busiest shopping periods, with consumers making major purchases ranging from vehicles to appliances and home improvements. Whether you're upgrading to a more reliable vehicle before winter arrives, replacing an aging furnace, or taking advantage of end-of-season sales, understanding how to finance these purchases wisely can save you thousands of dollars.

As the leaves begin to change in central Wisconsin and the back-to-school hustle settles into routine, fall emerges as one of the smartest seasons for vehicle shopping. Whether you're eyeing a reliable family car or considering your first truck purchase, September through December offers unique advantages that savvy buyers can leverage to save thousands.

Summer's here, and so is the perfect time to make that move you've been considering – whether it's finally buying that dream car, upgrading to a larger SUV for family road trips, or refinancing your current auto loan to better rates. At Public Service Credit Union, our 90 Days of Summer promotion is making both options more attractive than ever with a 0.90% rate reduction on qualifying loans.

Summer is the perfect time to hit the road with your family, explore Wisconsin's beautiful lakes with your boat, or finally take that RV trip you've been planning. But before you head out on your next adventure, have you considered whether you're fully protected financially if something goes wrong?

We hold these truths to be self-evident: that all borrowers deserve fair rates, transparent terms, and financial freedom from the tyranny of high-interest loans. This Independence Day, it's time to break free from the chains of expensive financing and declare your own financial independence.

Summer is supposed to be about sunny days and making memories, but for many central Wisconsin families, it can bring unexpected financial stress. According to recent survey data, about 6 in 10 U.S. adults said their financial tension during the summer matches or exceeds the stress they feel during the year-end holiday season. Between vacation expenses, kids' summer activities, and home improvements, your cash flow can feel stretched thinner than sunscreen on a busy beach day.