Boost Your Savings with Surge Checking: Earn Up to 10% APY + Game Day Rewards!

Looking for the best high-yield checking account to grow your money? Surge Checking is here to supercharge your savings with an incredible up to 10% Annual Percentage Yield (APY) on your balance. And that’s not all—when you use your debit card, you’ll score big with our Game Day Rewards promotion!

How Surge Checking Works

Surge Checking offers tiered checking account rates:

  • Balances up to $1,000: Earn a whopping 10.00% APY.

  • Balances over $1,000: Earn between 0.05% and 10.00% APY, depending on your activity.

This means the first $1,000 in your account earns the highest rate, making it perfect for maximizing returns on your everyday funds.

Why Choose Surge Checking?

  • High-Yield Earnings: 10% APY on the first $1,000.

  • Convenience: Enjoy the flexibility of a checking account with savings-level returns.

  • Member-Friendly: No complicated hoops—just smart banking.

If you’re searching for checking accounts with rewards, high-interest checking, or best checking account rates, Surge Checking is your answer.

Maximize Your 10% APY

Here’s how to make the most of Surge Checking:

  • Keep at least $1,000 in your account to earn the full 10% APY on that portion.

  • Use your debit card regularly and enroll in eStatements to waive the maintenance fee.

  • Combine Surge Checking with other credit union savings options like the Summer Club Savings for a well-rounded strategy.

Example: With $1,000 earning 10% APY, you’ll receive $100 annually—just for keeping your money in the right place!

Score Big with Game Day Rewards

From Jan. 1 through Mar. 31, 2026, every time you use your debit card for a PIN or signature-based purchase, you’ll automatically be entered to win:

  • Grand Prize: $500 SHAZAM gift card

  • Eight Monthly Winners: $50 SHAZAM gift card

The more you swipe, the more chances you have to win! It’s fast, easy, and secure—plus, every purchase could be your winning play. Rules available here.

Ready to Surge Ahead?

Don’t miss out on this opportunity to earn up to 10% APY, enjoy high-yield checking benefits, and win big with debit card rewards.
👉 Open your Surge Checking account today and start earning!

Personal Finance, Credit UnionsKyle Turner