Lock In Your Savings Before Rates Fall
Just Like the Leaves, Interest Rates Are Dropping
Don't let your earning potential slip away. Secure guaranteed returns with our limited-time promotional share certificates.
Choose the term that matches your savings goals and secure a guaranteed return before rates fall further.
7-Month Certificate
Matures May 2026
- Perfect for short-term goals
- Spring/summer vacation fund
- Home improvement projects
- Emergency fund building
16-Month Certificate
Matures February 2027
- Our best promotional rate
- Major purchase planning
- Vehicle down payment
- Maximum earning potential
How We Compare to National Averages
While other institutions are dropping their rates, we're giving you one last chance to earn significantly more.
On a $10,000 deposit over 16 months, you'd earn $340 more with our rate compared to the national average. Don't settle for less when you can lock in more.
*National average rate based on FDIC data for 1-year certificate of deposit accounts as of October 2025.
Why Lock In Your Rate Now?
Rates Are Falling
The Fed has already cut rates once in 2025, with two more cuts expected by December. Act now before rates drop further.
Guaranteed Returns
No market volatility, no surprises. Your rate is locked and your principal is protected by NCUA insurance up to $250,000.
Flexible Terms
Choose the term that matches your financial goals—whether you need money in 7 months or want to maximize earnings for 16 months.
Beat Inflation
With inflation projected at 3% in 2025, our rates help protect your purchasing power while you save.
Better Than Big Banks
Credit unions offer higher rates than most traditional banks. Keep your money local and earn more.
Simple & Secure
No fees, no gimmicks, no complicated terms. Just straightforward savings with guaranteed growth.
Calculate Your Earnings
See exactly how much you'll earn with our promotional certificate rates
Four Easy Ways to Open Your Certificate
Start earning guaranteed returns in minutes
Visit Our Branch
Stop by our Wausau location. Our team is ready to help you open your certificate and answer any questions.
1700 Sherman St
Wausau, WI 54401
Call Us
Speak with a member service representative who can open your certificate over the phone in just a few minutes.
715-842-9865
Mon-Fri: 7:30am-3:30pm
Call Now →Send an Email
Email us your interest and a member service representative will get back to you promptly to help you open your certificate.
Email Us →Send a Message
Use our online banking or mobile app to send a secure message directly to our team. It's fast, convenient, and secure!
Login to Online Banking →Annual Percentage Yield (APY) accurate as of October 14, 2025. Limited-time promotional offer valid for new certificates opened between October 14, 2025 and November 28, 2025. Minimum deposit requirements may apply. Penalty for early withdrawal may reduce earnings. Rates subject to change without notice. Certificate will automatically renew at maturity at the then-current rate for a like term unless otherwise directed. Membership eligibility required. Accounts federally insured by the National Credit Union Administration (NCUA) up to $250,000.