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*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are subject to change at any time. All loans subject to approval. Visit publicservicecu.org/rates for complete rate information and account details. Rates effective October 13th, 2025.
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Whether you're dreaming of a new car, boat, RV, or other adventure vehicle, we offer competitive rates and flexible terms to get you moving with the perfect loan.
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From our new Surge checking account offering up to 10% APY to high-yield money markets and share certificates, we provide smart savings options tailored to help you reach your financial goals faster.
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Take the stress out of homebuying with our streamlined mortgage process and minimal closing costs that help make your dream home more attainable.
Learn More!Read some of our recent blog posts covering personal finance, consumer loans, and mortgages!
This Veterans Day, we pause to honor the brave men and women who have served our nation. But honoring our veterans means more than one day of gratitude—it means ensuring they have access to the financial resources and support they've earned through their service.
Most of us think of checking accounts as a place to park money temporarily—not as a tool for building wealth. And honestly, that's exactly what traditional banks want you to think. While they advertise "free checking" with zero monthly fees, they're quietly making money on every dollar you leave sitting idle in your account.
Halloween should be about creativity and family fun—not financial stress. With Americans expected to spend a record $13.1 billion on Halloween in 2025, it's easy to see how costs spiral out of control. But here's the good news: You can create a spectacular Halloween experience without haunting your bank account.
As October settles in across central Wisconsin, bringing cooler temperatures and the vibrant colors of changing leaves, many of us find ourselves making significant financial decisions. Fall is historically one of the busiest shopping periods, with consumers making major purchases ranging from vehicles to appliances and home improvements. Whether you're upgrading to a more reliable vehicle before winter arrives, replacing an aging furnace, or taking advantage of end-of-season sales, understanding how to finance these purchases wisely can save you thousands of dollars.
It's World Mental Health Day, and there's a conversation we need to have—one that affects millions but remains hidden in shame and silence. The connection between your wallet and your wellbeing is real, powerful, and something we can no longer afford to ignore.
The reality is that many traditional banks depend on these fees to boost their profits. In fact, research shows that bank customers pay more than double what credit union members pay in annual checking account fees. But here's the good news: it doesn't have to be this way.
As the leaves begin to change in central Wisconsin and the back-to-school hustle settles into routine, fall emerges as one of the smartest seasons for vehicle shopping. Whether you're eyeing a reliable family car or considering your first truck purchase, September through December offers unique advantages that savvy buyers can leverage to save thousands.
You work hard for your money every day, so shouldn't it be earning its keep while it sits in your account? If you're tired of watching your savings barely budge in a traditional account, you've probably wondered where to put those extra dollars for the best return. Two popular options at Public Service Credit Union offer compelling opportunities: our 9-month Share Certificate at 4.4% APY and our revolutionary Surge Checking Account offering 10% APY on your first $1,000.