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*APR = Annual Percentage Rate. APY = Annual Percentage Yield. Rates are subject to change at any time. All loans subject to approval. Visit publicservicecu.org/rates for complete rate information and account details. Public Service Credit Union rates effective November 28th, 2025. Credit Card rate is accurate as of 12/12/2025. Zero+: The 0% introductory APR applies to purchases and is valid for the first 24 billing cycles. The 0% introductory APR applies to balance transfers made within 744 days of account opening and is valid for the first 24 billing cycles. The introductory APR does not apply to cash advances. Thereafter, the APR may vary and as of 12-12-25, the undiscounted variable APR for Purchases and Balance Transfers is 17.24% to 28.24% (based on your creditworthiness). Annual fee: $0
Consumer Loans
Whether you're dreaming of a new car, boat, RV, or other adventure vehicle, we offer competitive rates and flexible terms to get you moving with the perfect loan.
Apply For A Loan!Open An Account Today
From our new Surge checking account offering up to 10% APY to high-yield money markets and share certificates, we provide smart savings options tailored to help you reach your financial goals faster.
Open An Account!Mortgages Made Easy
Take the stress out of homebuying with our streamlined mortgage process and minimal closing costs that help make your dream home more attainable.
Learn More!Read some of our recent blog posts covering personal finance, consumer loans, and mortgages!
